क्षणशः कणश्चैव विद्यामर्थं च साधयेत् ।
क्षणत्यागे कुतो विद्या कणत्यागे कुतो धनम् ॥
kShaNashaH kaNashaH chaiva vidyAm artham cha sAdhayet ।
kShaNatyAge kuto vidyA kaNatyAge kuto dhanam ॥
Wisdom must be accumulated second by second spent in reading. Wealth must be accumulated grain by grain. If you don't pay attention and lose seconds, you can not get good wisdom. If you don't pay attention to grains, you cannot get wealthy.